Money back if rain spoils your day

Rainy Refunds is rain cover for your event. If it rains past the trigger, you are paid automatically. No claims, no forms, no arguments.

Parametric rain cover

Cover that pays out by itself

Buy a policy for the day of your event. We measure the rainfall at your venue against an agreed trigger, and if it passes, you are paid automatically. You never have to prove a loss or make a claim.

1

Pick your event

Choose your event from the list below and buy your cover in the Rainy Refunds app. It takes a couple of minutes.

2

We watch the rain gauge

Your policy has an agreed rainfall trigger for the venue. We measure the actual rainfall there on the day against it.

3

You are paid automatically

If measured rainfall passes the trigger, your payout lands automatically. There is no claim to make and no form to fill in.

Backed and regulated

Rainy Refunds policies are underwritten by Tokio Marine HCC. Rainy Refunds Limited is an Appointed Representative of Stubben Edge and Partners Limited, authorised and regulated by the Financial Conduct Authority (FRN 815500).

Common questions

Rain-proof your next day out

Get cover in the Rainy Refunds app, and let the payout look after itself.